CSC1 Pass Test Guide - Latest CSC1 Test Preparation
CSC1 Pass Test Guide - Latest CSC1 Test Preparation
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CSI Canadian Securities Course Exam 1 Sample Questions (Q13-Q18):
NEW QUESTION # 13
The Bank of Canada uses anoperating band to help manage the oversight rate. Howwide is the operating Band?
- A. 25 basis points
- B. 75 basis points
- C. 100 basis points.
- D. 50 basis points
Answer: D
Explanation:
The Bank of Canada uses anoperating band of 50 basis pointsto manage the overnight rate. The top of the band is theBank Rate, and the bottom is the rate the Bank pays on settlement balances. The overnight rate typically operates within this band.
* A. 25 basis points: This is too narrow to accommodate monetary operations.
* B. 75 basis points: This is wider than the standard operating band.
* D. 100 basis points: This is incorrect; the operating band is 50 basis points.
NEW QUESTION # 14
What is one key feature of futures?
- A. Parties are unable to offset the contract prior to expiration.
- B. Can trade on an exchange or over-the-counter market.
- C. The buyer must pay theseller a feewhen the contract is entered Into.
- D. Both parties to me contract must participate in The future Trade.
Answer: B
Explanation:
Futures contracts are standardized agreements to buy or sell an asset at a predetermined price on a future date.
They are unique because they can be traded on regulated exchanges, such as the Chicago Mercantile Exchange (CME), or over-the-counter (OTC), where counterparties negotiate terms directly.
This dual trading mechanism ensures flexibility and accessibility for market participants, differentiating futures from other derivatives like forwards, which are typically OTC-only.
Study Document References:
* Volume 1, Chapter 10:Derivatives and Features of Futures, including how they are traded.
NEW QUESTION # 15
Which type of bond offers the investor a choice of interest payments in either of two currencies?
- A. Foreign pay bonds
- B. Eurobonds
- C. Subordinated debentures
- D. Floating-rate securities
Answer: A
Explanation:
A foreign pay bond is a type of bond that allows the investor to choose the currency in which to receive interest payments, usually between the currency of the issuer's country and a foreign currency. This feature provides flexibility for investors who may want to manage currency risk or take advantage of fluctuations in exchange rates.
Review of Other Options:
A . Eurobonds:
Eurobonds are international bonds issued in a currency other than the currency of the country where they are issued. However, they do not provide the investor with a choice of interest payments in different currencies.
C . Subordinated Debentures:
These are unsecured bonds that rank below other debts in terms of repayment priority in case of liquidation.
They do not involve currency options for interest payments.
D . Floating-Rate Securities:
These bonds have variable interest rates that adjust periodically based on a benchmark interest rate, such as LIBOR or prime rate, but they do not allow investors to choose the currency of interest payments.
Why B is Correct:
Foreign pay bonds are explicitly designed to offer investors a choice of interest payments in two currencies, making them unique among fixed-income securities. This feature provides added flexibility for investors dealing with foreign exchange considerations.
References:
Canadian Securities Course (CSC), Volume 1, Chapter 6: Fixed-Income Securities - Features and Types.
Detailed explanation of foreign pay bonds and their distinguishing features.
Discussion of bond types and their characteristics, including Eurobonds and floating-rate securities, in Chapter 6.
NEW QUESTION # 16
Where docs primary responsibility for gatekeeping inthe securities industry reside?
- A. With the CIRO dealer members and all Their employees
- B. With the market surveillance Division of CIRO.
- C. With OS FI
- D. With the provincial securities regulators.
Answer: A
Explanation:
The primary responsibility for gatekeeping in the securities industry resides with CIRO (Canadian Investment Regulatory Organization) dealer members and their employees. This gatekeeping role includes adhering to regulations, implementing Know Your Client (KYC) and Know Your Product (KYP) rules, and ensuring compliance with ethical standards and client-focused reforms.
Dealer members and their employees must ensure that the products and services offered are suitable for their clients and that any potential conflicts of interest are managed appropriately.
Study Document References:
* Volume 1, Chapter 3:The Gatekeeper Role in Securities Regulation, focusing on the responsibilities of CIRO dealer members.
NEW QUESTION # 17
ABT Ltd. is currently trading at $65. An investor buys five ABT July 55 put options for $2each. Ignoring commissions, what price must ABT Ltd. common shares trade at for theinvestor to break even on her put options?
- A. $63
- B. $57
- C. $53
- D. $55
Answer: C
Explanation:
To calculate the break-even price for the put options:
* The strike price of the put is $55.
* The cost per put option is $2.
* For the investor to break even, the stock must fall below the strike price by at least the cost of the option.
Break-even price = Strike price - Cost of the option= $55 - $2 =$53
If ABT Ltd. trades at $53, the investor can sell the stock at $55 using the put and recover the $2 premium paid.
References:
* Volume 1, Chapter 10:Derivatives, section on "Options Basics" explains the calculation of break-even prices for options.
NEW QUESTION # 18
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